Legal Notices

You are connected to website published by INSURTE

Publication director :
Mr. Stéphane Jersol

This SCHENGEN STEP Policy is a Policy marketed and managed by:
Insurté, a sole-trader limited liability company with a capital of 10,000 Euros, registered with the Caen Register of Business and Companies under number 523 065 860, whose registered office is located at 7 promenade du fort - 14000 Caen - France, an insurance broker registered with ORIAS under number 10 056 187 (, hereinafter referred to as "Insurté".

The Policy is underwritten by:
INTER PARTNER ASSISTANCE, a Belgian-law limited company with a capital of 31,702,613 Euros, a non-life insurance company licenced by the National Bank of Belgium (0487), registered at the Brussels Register of Legal Entities under number 415 591 055, whose registered office is located at 166 Avenue Louise - 1050 Ixelles - Brussels-Capital - Belgium, considered through its French branch, registered with the Register of Business and Companies of Nanterre, France under number 316 139 500, located at 6 rue André Gide - 92320 Chatillon, France, represented by Mr Renaud Hardy, Sales Director, duly authorised for the purposes hereof;

INTER PARTNER Assistance, a company belonging to the AXA Assistance Group, is referred to as "AXA Assistance" in this Policy. Inter Partner Assistance (AXA Assistance), as a Belgian-law insurance company, is subject to the prudential supervision of the National Bank of Belgium, located Boulevard de Berlaimont 14 - 1000 Brussels – Belgium - VAT BE 0203.201.340 - RPM Brussels - (

Insurté and the French branch of INTER PARTNER Assistance are subject to the control of the French Prudential and Resolution Supervisory Authority (ACPR), located at 61 rue Taitbout – 75009 Paris – France.

The Policy is made up of these General Terms and Conditions, supplemented by the Subscription Form. It is written in French and governed by the French Insurance Code.

SAS OVH -, 2 rue Kellermann, BP 80157, 59100 Roubaix

Insurté draws the attention of users of the website to the following points, which apply to all users of the website :

Access to the website:
the user of this website acknowledges possession of the skill and means necessary to access and use this website. Insurté shall not be held liable for elements outside its control and for damage which may possibly be suffered by the user's technical environment and in particular, his computers, software, network equipment and other equipment used to access or use the service and/or the information. It is recalled that the act of accessing or maintaining oneself fraudulently in a computer system, of impeding or distorting the functioning of such a system, of fraudulently introducing or modifying data in a computer system constitute crimes subject to criminal sanctions.

Access to the website is free. The costs of accessing and using the telecommunications network are the responsibility of the client, according to the terms set by his telecommunication operators and internet service providers.

Intellectual Property:
Insurte is the owner or holder of rights, of all elements which comprise this site, notably the data, designs, graphics, photos and soundtracks. Any reproduction, representation, broadcast or rebroadcast, in whole or in part, of the content of this site by any process whatsoever without the prior, express authorisation of Insurte is forbidden, and would constitute an infringement punishable by Articles L 335 – 2 et seq. of the Intellectual Property Code.
The trademarks of the publisher of the website and its partners, as well as the logos appearing on the website are registered trademarks. Any reproduction in whole or in part of these trademarks or these logos, made on the basis of the elements of the website without the express authorisation of Insurté or of its beneficial owner is thus prohibited, pursuant to Article L 713 – 2 of the Intellectual Property Code.

Website Content:
Insurté reserves to himself the right to correct the content of this website at any time and without notice. Furthermore, Insurté declines all liability in the event of delay, error or omission, regarding the content of these pages and similarly in the event of interruption or of non-availability of the service. Insurté may not be held liable for any decision taken on the basis of information contained on the website, nor for the use which may be made thereof by third parties. Any person wishing to benefit from one or more services and/or from one or more products presented on the website is invited to contact us to inform himself regarding the contractual conditions and tariffs applicable to this (or these) product(s) and/or this (or these) service(s). The access to the products and services presented on the website may form the subject of restrictions with regard to certain persons or in certain countries. None of the products and/or services shall be supplied by Insurté to any person if the law of his country of origin or of any other country which would concern him forbids it. However, it is the responsibility of any person affected to check in advance with his usual advisers that his legal and tax status permit him to subscribe the products and/or services presented on the website.

Hypertext links:
The website may contain hypertext links permitting access to websites which are not published by Insurté. Consequently, the latter shall not be held liable for the content of websites to which the internet user shall thus have access. The creation of hypertext links to the website must from the subject of a prior authorisation from the publisher.

The user in informed that during its visits to the website, a cookie may automatically install itself and by temporarily conserved in the memory or on its hard disk. A cookie is an element which does not permit the user to be identified, but serves to record information relative to the navigation of the latter around the website. Users of the website acknowledge having been informed of this practice and authorise Insurté to employ it. They may deactivate this cookie by means of parameters appearing within the navigation software.

Protection of Personal Data

All information relating to the protection of personal data, in compliance with the law GDPR are available in article 14.03 of the terms and conditions.